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Why Buyers Choose Jim Pruett - Why homebuyers looking for a real estate agent in the Jefferson County, Madison and Hanover area choose Jim Pruett. Latest Listings - Get Jim Pruett's latest Jefferson County, Madison and Hanover listings of homes for sale first! Find Your Perfect Home - Jim Pruett will search for your ideal home and email you the newest Jefferson County, Madison and Hanover MLS listings of properties in Jefferson County IN. First Time Homebuyers - Are you a first time homebuyer in Jefferson County, Madison and Hanover, IN? Choose a top real estate agent. Jim Pruett can guide your home buying search. Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Jefferson County, Madison and Hanover house or other real estate or property. Go to Main Sitemap - Main sitemap sections include Find Jefferson County, Madison and Hanover Homes, For Home Buyers, For Home Sellers, Jefferson County, Madison and Hanover Information, Real Estate Resources, and About Jim Pruett. 
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First Time Buyers >Finding A Loan
There are two important steps preliminary to becoming a homeowner. First you must find the right home and negotiate the price and terms with the sellers. Then you come to one of the most difficult parts of the transaction--finding the perfect loan.
You should do some comparison shopping among lenders. Your real estate agent can refer you to several reputable lending institutions which should be able to complete the loan process before your proposed financial approval date. The loan officer will take your application and have you sign all the necessary papers to authorize credit and employment verifications. You and the real estate agent should get periodic progress reports to make sure that all of the details are taken care of. Such reports will help to ensure that any potential problems are discovered and addressed before they can hinder the transaction.
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